Office: 519-570-4447
Determine your budget - consider your income, debts, savings, and credit score. Save for a down payment, typically 5%-20% and additional costs like closing fees and property taxes.
Start by speaking to your bank, credit union, or a mortgage broker and find out what you could reasonably afford in the purchase of a home. Having this information will also help you budget and help you narrow down the house or condo you can afford.
Make a list of your must haves, from owning in a certain part of town, or a certain number of bedrooms and bathrooms. Note all the neighbourhood information, house features, home upgrades, and number of rooms etc. that you desire the most.
Do your research for potential neighbourhoods you'd consider looking for homes in. Visit the area at different times of the day to check for noise, safety, traffic, and the overall vibe.
The Buyer Rep. agreement states that your real estate agent will be working on your behalf to find and negotiate on a property of your choosing. In most cases, your agent’s commission will be paid by the seller, so it generally doesn’t cost you anything to use their services.
If you find particular homes that you'd like to view in person, let your agent know as soon as possible so they can book a private showing for you at a mutually convenient time.